WhatsApp 876-5017723
Telephone 876-7271331
ASPEDE LOANS
Quick Handy Cash
Welcome to Aspede Loans
Your Trusted Microfinance Partner
Aspede Loans is a well-established microfinance company, proudly supporting thousands of customers every day with loans for a wide range of personal and business needs.
We offer:
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Low & Affordable Interest Rates
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Flexible Repayment Options
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Loans Tailored to Your Unique Situation
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A Simple, Hassle-Free Application Process
Getting a loan with Aspede is as easy as 1, 2, 3
We believe financial support should be accessible, straightforward, and stress-free.
Our Loan Products
Need a Little Help Until Payday?
We’ve got you covered! Borrow up to 40% of your salary with our flexible payday loan options. You can choose to repay the full amount on your next payday, or spread payments over 1 to 3 months—whatever works best for you.
What You’ll Need to Apply:
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Proof of employment for at least 6 months
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Valid ID and TRN
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Last 3 months’ payslips
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Last 6 months’ bank statements
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A utility bill or official letter (from a government or financial institution) in your name
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2 passport-sized photos
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4 telephone references (including 2 family members)
Additional documents may be requested during the application process
Time to Achieve Your Dreams
Whether you're paying school fees, handling medical expenses, planning a wedding, or buying a car, our Personal Loans are designed to fit your goals. Choose between unsecured loans, based on your ability to repay, or secured loans, backed by assets. Repayment terms range from 6 to 12 months, giving you the flexibility you need.
What You’ll Need to Apply:
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Proof of employment for at least 6 months
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Valid ID and TRN
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Last 3 months’ payslips
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Last 6 months’ bank statements
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A utility bill or official letter (from a government or financial institution) in your name
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2 passport-sized photos
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4 telephone references (including 2 family members)
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Additional documents may be requested during the application process.
Time to Boost Your Business
Whether you're launching a startup, managing cash flow, or funding a new project, we offer tailored business loans to help you grow. Our loans are designed for established businesses and provide the support you need to take the next step.
What You’ll Need to Apply:
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Business must be operating for over 1 year
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Valid ID and TRN
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Proof of income (e.g. invoices for goods bought/sold, or business/employment contracts)
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Last 6 months’ bank statements
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A utility bill or official letter (from a government or financial institution) in your name
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2 passport-sized photos
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4 telephone references (including 2 family members)
Additional documents may be requested during the application process.
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We Get It — Loan Rejections Can Be Frustrating
At Aspede Loans, we understand how discouraging it can be to be turned down time and time again. That’s why we’ve made our loan process simple, supportive, and tailored to your needs.
Why Choose Aspede Loans?
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A Loan for Everyone: We offer a wide range of loan products to suit different needs and situations.
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Personalised Assessments: We carefully review each application and make offers that match your financial position.
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Credit Challenges? No Problem: We work with individuals who may have had difficulty accessing credit in the past.
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Support for All Workers: Whether you're employed or self-employed, we’re here for you.
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No Payslips? No Worries!: Street vendors, bar owners, shopkeepers, and small business owners—we’ve got a loan for you.
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Flexible Loan Purposes: You can borrow for almost any reason (conditions apply).
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Age Requirement: Applicants must be 18 years or older.
Our loans are not available for gambling or illegal activities.
WHAT DOES OUR CUSTOMERS SAY?
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“They made me feel seen and supported.”
— Shanice, Sales Assistant
“I applied for a personal loan to cover medical expenses, and Aspede Loans made the process stress-free. They explained everything clearly and tailored the loan to what I could afford. I’m so grateful for their help during a tough time.”
⭐️⭐️⭐️⭐️⭐️
“Fast, friendly, and flexible!”
— Jerome, Self-Employed Mechanic
“I needed a loan to buy tools and expand my garage. Aspede Loans didn’t ask for payslips—they accepted my invoices and business agreement. Within days, I had the money in hand. They really support small business owners like me.”
Join the Aspede Referral Scheme Today
✅ Tell a friend to tell a friend about Aspede Loans
✅ When their loan is successfully disbursed…
💰 You receive a $2,000 cashback!
There’s no limit to how many people you can refer—so the more you share, the more you earn!
⭐️⭐️⭐️⭐️⭐️
— Sophia, Street Vendor
“After being turned down by other lenders, I was losing hope. Aspede Loans looked beyond my credit history and helped me get the funds I needed to grow my stall. The process was simple, and the team was so understanding. I’m now earning more and feeling confident about my future!”
⭐️⭐️⭐️⭐️⭐️
“Aspede Loans truly understands real people.”
I had been turned down by multiple lenders because I didn’t have traditional documents like payslips and my age. As a small business owner, that was frustrating. But Aspede Loans looked at my actual income and gave me a chance. The process was smooth, the staff were kind and professional, and I got the funds I needed to invest in my business. I highly recommend them to anyone who’s been overlooked by the big banks!
VISIT
US
Address: 22 Regal Plaza, Ripon Road, Kingston 5, Jamaica
(We are in Cross Road, on the same plaza as Azan Supercentre)
Monday - Friday 9am - 5pm