Aspede Micro Loan
Company
Accessible borrowing for Personal and Small Business needs
Aspede Loans is a Jamaican-focused microfinance service for employed and self-employed borrowers. We are well established and regulated by the Bank of Jamaica since July 2024
We offer:
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Low & Affordable Interest Rates
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Flexible Repayment Options
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Loans Tailored to Your Unique Situation
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A Simple, Hassle-Free Application Process
Getting a loan with Aspede is as easy as
1. Send your details on WhatsApp or email
2. We Review your application
3. We give you a loan offer.
We believe financial support should be accessible,
straightforward, and stress-free.
Our Loan Products
What You’ll Need to Apply:
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Proof of employment for at least 6 months
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Valid ID and TRN
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Last 3 months’ payslips
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Last 6 months’ bank statements
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A utility bill or official letter (from a government or financial institution) in your name
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2 passport-sized photos
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4 telephone references (including 2 family members)
Additional documents may be requested. Applications and lending are subject to applicable requirements
What You’ll Need to Apply:
-
Proof of employment for at least 6 months
-
Valid ID and TRN
-
Last 3 months’ payslips
-
Last 6 months’ bank statements
-
A utility bill or official letter (from a government or financial institution) in your name
-
2 passport-sized photos
-
4 telephone references (including 2 family members)
Additional documents may be requested. Applications and lending are subject to applicable requirements
What You’ll Need to Apply:
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Business must be operating for over 1 year
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Valid ID and TRN
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Proof of income (e.g. invoices for goods bought/sold, or business/employment contracts)
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Last 6 months’ bank statements
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A utility bill or official letter (from a government or financial institution) in your name
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2 passport-sized photos
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4 telephone references (including 2 family members)
Additional documents may be requested. Applications and lending are subject to applicable requirements
.
We Get It — Loan Rejections Can Be Frustrating
At Aspede Loans, we understand how discouraging it can be to be turned down time and time again.
That’s why we’ve made our loan process simple, supportive, and tailored to your needs.
Why Choose Aspede Loans?
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A Loan for Everyone: We offer a wide range of loan products to suit different needs and situations.
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Personalised Assessments: We carefully review each application and make offers that match your financial position.
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Credit Challenges? No Problem: We work with individuals who may have had difficulty accessing credit in the past.
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Support for All Workers: Whether you're employed or self-employed, we’re here for you.
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No Payslips? No Worries!: Street vendors, bar owners, shopkeepers, and small business owner.
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We’ve got a loan for you.
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Flexible Loan Purposes: You can borrow for almost any reason (conditions apply).
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Age Requirement: Applicants must be 18 years or older.
Our loans are not available for gambling or illegal activities.
Loans for Government Workers
Soldiers ! Nurses and Healthcare Workers! Teachers and Principals, Police! Civil Servants and Parish Council Staff
Get your loan offers fast at discounted interest rates
Send us :
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Valid ID and TRN
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Last 3 months’ payslips
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Last 6 months’ bank statements
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A utility bill in your name
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2 passport-sized photos
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4 telephone references
Terms and conditions apply. Borrow responsibly
One service, different needs
⭐️⭐️⭐️⭐️⭐️
“They made me feel seen and supported.”
— Shanice, Sales Assistant
“I applied for a personal loan to cover medical expenses, and Aspede Loans made the process stress-free. They explained everything clearly and tailored the loan to what I could afford. I’m so grateful for their help during a tough time.”
⭐️⭐️⭐️⭐️⭐️
— Sophia, Street Vendor
“After being turned down by other lenders, I was losing hope. Aspede looked beyond my credit history and helped me get the funds I needed to grow my stall. The process was simple, and the team was so understanding. I’m now earning more and feeling confident about my future!”
⭐️⭐️⭐️⭐️⭐️
“Fast, friendly, and flexible!”
—Jerome, Self-Employed Mechanic
“I needed a loan to buy tools and expand my garage. Aspede didn’t ask for payslips—they accepted my invoices and business agreement. Within days, I had the money in hand. They really support small business owners like me.”
⭐️⭐️⭐️⭐️⭐️
“Aspede truly understands real people.”
I had been turned down by multiple lenders because I didn’t have traditional documents like payslips and my age. As a small business owner, that was frustrating. But Aspede looked at my actual income and gave me a chance. The process was smooth, the staff were kind and professional, and I got the funds I needed to invest in my business. I highly recommend them to anyone who’s been overlooked by the big banks!
CONTACT
US
Tel. 876 727-1331
or 876 501-7723
creditinfo@aspedeloanja.com
@aspede_loans
Visit our Office:
Aspede Micro Loan Company Limited
Address: 22 Regal Plaza, Ripon Road, Kingston 5, Jamaica
(We are in Cross Road, on the same plaza as Azan Supercentre)
Monday - Friday 9am - 5pm
lOYALTY rEWARD
Join the Aspede Referral Scheme Today
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Tell a friend to tell a friend about Aspede Loans
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Get paid when their loan is successfully disbursed...
💰 You receive a $5,000 cashback!
There’s no limit to how many people you can refer, so the more you share, the more you earn!